Plan Ahead to Successfully Prove Deductions During an IRS Audit

An IRS audit is an experience most people would rather avoid but planning ahead with regard to documenting deductions during an audit either individually or in connection with a business goes a long way to potentially minimizing the negative impact of the audit. Deductions must be proved in order to be taken. This means deductions probably will not be accepted … Read More

Misconceptions and Myths about the IRS

There are many misconceptions out there related to the IRS or delinquent tax issues. The following are ten of the top misconceptions we at the Zeiders Law Firm hear every week. What a divorce decree says regarding tax liability has no bearing on the IRS. If a joint return was filed both husband and wife are on the hook for … Read More

I Owe the IRS – What Now?

“HELP! I owe back taxes” is something we hear quite frequently. The taxpayer has put off dealing with the IRS and didn’t owe that much to begin with but after months or even years of interest and penalties accumulating, the amount seems insurmountable. Add to that the stress from going to the mailbox each day anticipating a letter from the … Read More

Joint Return or Married Filing Separate—It’s not your choice to make

This is an article I wrote a while back. It was written mainly for accountants and preparers, but the article has some sound advice for anyone who files joint tax returns. You must understand that both husband and wife are liable for the entire amount of tax due on a joint return. When collecting joint tax debts, IRS doesn’t have … Read More

Filed Liens, Secret Liens, ERISA Pension Plans, and Bankruptcy

Most bankruptcy attorneys know that federal income taxes can be discharged in bankruptcy.  Simply stated, income taxes are dischargeable if (1) the original due date of the return plus extensions is more than three years before the bankruptcy filing date, (2) the return has been on file for at least 2 years on the day the bankruptcy petition is filed, … Read More

Can IRS Levy 100% of a Taxpayer’s Social Security?

I’m sure some of you have experienced this: You or a friend or loved one receives a notice from the IRS that IRS has issued a levy to the Social Security Administration; The notice (either a CP91 or a CP298) states that IRS is authorized under Internal Revenue Code (“IRC”) §6331(h) to levy up to 15% of a taxpayer’s Social Security benefit … Read More

The Bankruptcy Discharge War

I just finished my third article in a series titled “THE BANKRUPTCY DISCHARGE WAR”.  If you’re interested in what’s happening in this rapidly changing area of the law, I invite you to read my articles.  I’ve spent 25 years of my career studying the ins and outs of discharging taxes in bankruptcy.  If you have tax debts that you think … Read More

Important Update on the IRS Phone Scam

About a year ago, I posted a message in my blog about an IRS phone scam that’s bilked honest taxpayers out of millions of dollars in the past few years.  The phone scammers try to sound real official, and they threaten all sorts of dire consequences, including arrest and prosecution, if the taxpayer doesn’t cough up the money.  If the taxpayer doesn’t … Read More

Beware of the Bankruptcy Con Game

A colleague of mine recently sent me a copy of an article published by the National Association of Consumer Bankruptcy Attorneys.  The article piqued my interest because although my law practice is focused primarily on taxpayer defense, I do file a fair number of consumer bankruptcies on behalf of my clients. The con-men and con-women running this latest bankruptcy scam … Read More

Identity Theft—The IRS’s number one problem

When a thief steals an individual’s identity, the thief can ruin the individual’s credit, drain the individual’s bank accounts AND fool IRS into giving the thief a large tax refund.  Identity theft refund fraud (“IDT refund fraud”) has grown exponentially over the last several years, creating a boon for crooks and a multi-BILLION dollar headache for IRS.  IRS estimated for a … Read More