Will My Employer Find Out? Will I Be Discriminated Against After Bankruptcy?

by Paul R. Tom Basic Bankruptcy Information, News, Updates, Law Changes

Your employer generally has no way of knowing that you have filed a Chapter 7 bankruptcy proceeding. The bankruptcy court will not contact your employer, nor will your attorney. Usually the only way that your employer may know that you filed bankruptcy is if your employer is also a creditor, or if your employer has received a garnishment on your … Read More

Can Bankruptcy Help Me Get My Driver’s License Back?

by Paul R. Tom Basic Bankruptcy Information

A driver’s license may be suspended if accidents or fines are not paid for. It can also be suspended because of damages from unintentional accidents and accidents caused by drunk drivers. Accidents caused by drunk drivers are usually not dischargeable in Chapter 7 bankruptcy, but other damages usually are. If your drivers license was suspended for failure to pay damages resulting … Read More

Basic Oklahoma Bankruptcy Advice

by Paul R. Tom Basic Bankruptcy Information

You can only file a Chapter 7 every 8 years plus 1 day from the previous filing. There are some time limits and restrictions on refiling a bankruptcy after a previous bankruptcy has been dismissed. If you are going to reaffirm and keep property with a mortgage or lien on it, unless we tell you otherwise, you must continue to … Read More

What Debts Can’t Be Eliminated In Bankruptcy?

by Paul R. Tom Basic Bankruptcy Information, News, Updates, Law Changes

Although the type of debts which can be eliminated in Chapter 7 and Chapter 13 are quite different, certain debts cannot be discharged in either proceeding – for example, debts such as child support, support alimony, property settlements, criminal fines/restitution, and damages arising from drunk driving. However, you may be able to repay obligations of these types in a Chapter … Read More

General Federal Bankruptcy Information Sheet

by Paul R. Tom Basic Bankruptcy Information

BANKRUPTCY LAW IS A FEDERAL LAW. 
THIS SHEET GIVES YOU SOME GENERAL INFORMATION ABOUT WHAT 
HAPPENS IN A BANKRUPTCY CASE. THE INFORMATION HERE IS NOT COMPLETE. WHEN YOU FILE BANKRUPTCY: You can choose the kind of bankruptcy that best meets your needs: Chapter 7 – A trustee is appointed to take over your non-exempt property. Any non-exempt property of value will be sold or … Read More