You can file a Chapter 7 bankruptcy every eight years. If it has been more than eight years since you have filed Chapter 7 bankruptcy, you are eligible to file for bankruptcy again. If it has been less than eight years since you filed a Chapter 7 bankruptcy which resulted in a discharge, you are still eligible to file a … Read More
Court Appearances: Do I Have to Go To Court?
Everyone who files for bankruptcy has to attend a brief, informal meeting held in a hearing room, called the Meeting of Creditors. More information on this meeting is below. Before the meeting takes place, we will have told you all standard questions asked by the trustee. Our Attorney will attend this meeting with you. Meetings are run by the bankruptcy … Read More
At Your First Appointment
Your initial consultation is free. We review your financial situation for you and explain exactly which debts are dischargeable and which are not. If you then choose not to file, we won’t charge you for the initial consultation (it’s free). If you choose to file, we’ll explain all of the costs involved and make sure you understand the process. After … Read More
Documents You Need When Filing Bankruptcy
The following is a list of documents required: Copies of your drivers license and Social Security card (or 1099 or W2). Copies of the last 3 months of statements for all checking, savings, or credit union accounts you have (or had) at any financial institution. Copies of all brokerage account statements for the past 12 months. Copies of loan agreements … Read More
Starting The Bankruptcy Process
Call LEGACY LAW CENTER at 918-743-2000 (Tulsa), 918-342-9188 (Claremore), or call toll free at 1-800-792-0929. The legal assistant will schedule a convenient appointment for you and ask you to bring in certain information and documents and you’ll meet with the Attorney for a free consultation. If you choose to go forward after consultation, you’ll pay the agreed upon fee and we will get … Read More
What is a Chapter 13 Bankruptcy?
Chapter 13 is a type of federal bankruptcy proceeding available to individuals and sole proprietorship businesses used to reorganize or eliminate debt. You file a repayment plan with the bankruptcy court that provides for you to pay all, or a percentage, of your debts, usually over a three to five year period. The repayment plan, also called the “Chapter 13 … Read More
What is a Chapter 7 Bankruptcy?
Chapter 7, or “fresh start” bankruptcy, is the most widely known form of bankruptcy. It is designed to eliminate unmanageable unsecured debt and to give you a fresh start. However, some debts cannot be eliminated, such as child support and alimony; criminal fines; debts arising from drunk driving or fraud; some tax debts, and student loans. As soon as a … Read More